Pebble Creek, FL is a census-designated place in the New Tampa area of Hillsborough County. The City of Tampa borders it on the east, south and west, and Wesley Chapel in Pasco County lies to the north. The ZIP code is 33647.
About 9,600 people live here. The community took shape around a Bill Amick–designed golf course that opened in 1967. The course closed on July 31, 2021, but the neighborhoods built around it remain.
Today Pebble Creek is organized under two master homeowners associations, one covering roughly 1,100 homes and the other about 300. That structure, along with the city line wrapped around the community, shapes how a roofing job here gets approved.
City of Tampa or Hillsborough County?
Pebble Creek itself is unincorporated, so roofs inside it are permitted by Hillsborough County Development Services. But the City of Tampa surrounds the community on three sides, and a home near the edge may fall inside city limits instead. A mailing address or ZIP code doesn’t settle the question, because postal lines don’t follow city limits.
We check every address against the official boundary before quoting, because the answer determines which department issues the permit and who inspects the work. Your property appraiser record is another quick way to confirm it.
HOA Review Before Work Starts
The Pebble Creek HOA has an Architectural Review Committee, and exterior changes like a new roof generally go through it. With two master associations in the community, start by confirming which one covers your street and getting its current application.
We supply the manufacturer, product line, color and specification sheets the committee usually wants. Once you have approval, we file the permit and schedule the job.
Repair or Replace?
Not every leak means a new roof. A cracked pipe boot, a few blown-off shingles or loose flashing at a wall can usually be fixed for a fraction of the cost of a replacement, and we’ll tell you when that’s the case.
When the problems are spread across the whole roof, with worn granules, brittle shingles and soft decking, repairs start to cost more than they save. We take photos from the roof so you can see its condition for yourself, and the estimate shows both options when both are reasonable.
High-Wind Shingle Roofs
Hurricane Milton brought gusts of 80 to 100 mph across the region in October 2024, with 93 mph measured at Tampa International Airport. A shingle roof installed to an older standard may not handle that as well as a current high-wind system.
We install shingle roofs from Owens Corning and GAF with sealed underlayment and the full high-wind nailing pattern. GAF and Owens Corning both offer high-wind lines in a wide range of colors.
Choosing a Color for the Committee
Architectural review committees usually look closely at roof color, since it’s one of the largest surfaces on a house. Picking a shade that suits your home and fits in with the street makes approval more likely.
We bring physical samples and can show you how a color looks on nearby roofs. You can also browse Owens Corning styles and colors online, then check your choice against your association’s rules before you apply.
Gutters for Heavy Rain
Milton dropped 10 to 15 inches of rain across much of the county, and the Hillsborough River set a record crest at the Morris Bridge gauge. Storms like that show quickly whether gutters are doing their job.
Clogged or undersized gutters overflow onto fascia and foundation alike. We replace soft fascia, install seamless gutters and add guards where trees drop leaves. See our gutter, soffit and fascia work.
Help When a Storm Damages Your Roof
If wind tears shingles off or a limb punctures the roof, we dry in the opening the same day to stop more water from getting in. Then we inspect the full roof and document the damage with photos for your insurance company.
Your estimate separates storm repairs from any upgrades, so the claim is easy for everyone to follow.
Roofing Help in Pebble Creek
We’ll confirm whether your home is in the county or the city, help you prepare your HOA application and give you an honest assessment of your roof. Call Mitchell Roofing Company at (727) 288-4650 or request a free estimate.
Frequently Asked Questions
Is Pebble Creek inside the City of Tampa?
Pebble Creek is unincorporated Hillsborough County, but the City of Tampa surrounds it on three sides. Homes near the edge should be checked against city limits.
Does my ZIP code tell me who issues my roof permit?
No. Postal boundaries don’t follow city limits. The property appraiser record or the official boundary map is what counts.
Which HOA do I apply to for a new roof?
Pebble Creek has two master associations. Confirm which one covers your home and use its architectural review process.
The golf course closed in 2021. Does that change anything for my roof?
Not for permits. Your roof is still permitted by the county or the city based on where your lot sits, and your HOA’s review still applies.
Can you tarp my roof the same day after a storm?
Yes. We provide same-day dry-in to seal the opening, then plan the permanent repair.