Temple Terrace, FL has been an incorporated city since May 28, 1925. Tampa wraps around its west and north sides, Del Rio sits to the south, and the Hillsborough River runs through the east and south parts of town. The University of South Florida and I-75 are right next door.
About 26,700 people live here, in ZIP codes 33617 and 33637. The town began as a 1920s golf-course community built around what is now the Temple Terrace Golf & Country Club, and that original Mediterranean Revival character still shows on the older streets.
After World War II the city filled in with mid-century modern homes. That gives Temple Terrace an unusual mix for a roofer: clay-colored tile and stucco on one block, long, low rooflines on the next. Each needs a different approach, and we plan every job around the house in front of us.
Your Permit Comes From the City
Because Temple Terrace is incorporated, roof permits here don’t go through Hillsborough County. They’re issued by the City of Temple Terrace Building Division on N. 56th Street, which has its own roof permit application and its own inspectors. That catches some owners off guard, since the county handles permits for most of the communities around them.
The city exempts very small roofing jobs of under 100 square feet from a permit. Anything larger needs one, and a full replacement certainly does. You can read the rules on the city’s Permitting Services page. We pull the permit, schedule the inspections and keep the paperwork with your job file.
Tile on the Mediterranean Revival Homes
The 1920s homes that gave Temple Terrace its start were designed around tile roofs, stucco walls and a Mediterranean look. Replacing that kind of roof with something that looks out of place takes away from the house, and most owners don’t want to.
When a tile roof leaks, the tile itself is often fine. The underlayment beneath it is usually what has worn out. We can lift and reset sound tile over new underlayment, replace broken pieces, and rebuild hips and ridges so they shed water again. If a full replacement makes more sense, our tile roof work keeps the profile and color in step with the architecture.
Mid-Century Homes and Low-Slope Roofs
Post-war mid-century modern homes often use lower pitches, wide overhangs and sections of nearly flat roof over carports or additions. Water moves slowly off a shallow roof, so seams, flashing and drains matter more than they would on a steep one.
We look closely at where a low-slope section meets a pitched one, since that joint is a common leak point. Shingles need a minimum slope to work, so on very flat areas we use a membrane or other low-slope system instead and tie it carefully into the rest of the roof.
Trees Along the River
The Hillsborough River gives Temple Terrace much of its character, and where trees stand near a house, they’re the biggest roof risk in a storm. During Hurricane Milton in October 2024, one resident described trees coming down across the back of the roof, the kind of damage that turns into a leak within hours.
Branches over a roof also drop leaves that hold moisture against shingles and fill gutters. Trimming limbs back from the roofline before storm season is cheap compared with what a falling limb can do. If a tree does land on your roof, call us first for an emergency dry-in to keep the rain out.
When the River Runs High
Milton brought 10 to 15 inches of rain across much of the county. To protect Tampa and Temple Terrace, more than four million gallons a minute were sent down the Tampa Bypass Canal at the S-160 structure.
A roof can’t stop flooding, but it can make sure rain ends up where the drainage was designed to take it. Clean, properly sized gutters and downspouts that empty away from the house keep water from pooling at the foundation. We install and repair gutters, soffit and fascia as part of the job.
Shingles for the Rest of Town
Plenty of Temple Terrace homes don’t have tile at all. For those, an architectural shingle roof is usually the most practical choice. We install high-wind Owens Corning and GAF systems using the manufacturer’s high-wind nailing pattern and sealed underlayment.
Color matters on streets with this much character. We’ll bring samples and help you pick something that suits a mid-century house or a stucco home without clashing with the neighbors.
Help After a Storm
After strong wind, walk around the house and look for missing shingles, cracked tiles, bent flashing and debris on the roof. Stay off ladders in wet weather and let us do the climbing.
We seal openings the same day, then inspect the whole roof and take photos you can send to your insurance company. You’ll get an itemized estimate that separates storm repairs from anything else.
Roofing Help in Temple Terrace
From a 1920s tile roof near the golf course to a mid-century home near the river, we’ll give you a straight answer about repair or replacement and handle the city permit. Call Mitchell Roofing Company at (727) 288-4650 or request a free estimate.
Frequently Asked Questions
Does Hillsborough County issue roof permits in Temple Terrace?
No. Temple Terrace is an incorporated city, so the City of Temple Terrace Building Division issues roof permits and inspects the work.
Do I need a permit for a small roof repair in Temple Terrace?
The city exempts roofing work under 100 square feet. Larger repairs and full replacements need a permit, which we pull for you.
Can you save the tile on my older Temple Terrace home?
Often, yes. Sound tile can be removed, stacked and reset over new underlayment, and broken pieces replaced. We’ll tell you honestly if the tile itself is past saving.
My mid-century house has a nearly flat section. Can it get shingles?
Shingles need a minimum pitch to shed water. Very flat areas need a low-slope roofing system, which we tie into the shingled part of the roof.
A tree limb fell on my roof. What should I do first?
Stay out of the rooms under the damage and call us. We’ll dry in the opening the same day and document everything for your insurance claim.